📄 Abstract
The study of sources and methods for the formation of banking resources allows for banking assets operations depending on the nature of the resources. Also, in this article, market mechanisms for the formation of banking resources of money and capital were studied. Efficient management of financial resources is a cornerstone of sustainable growth and stability in commercial banking. As banks operate in increasingly dynamic and competitive financial environments, optimizing the use of available resources both deposit and non-deposit is essential for enhancing profitability, ensuring liquidity, and maintaining regulatory compliance. Financial resource efficiency refers to the strategic allocation, utilization, and control of financial inputs to maximize returns while minimizing risks and costs.
🏷️ Keywords
📚 How to Cite:
Tangirkulov Bekzod Boxadirovich , THE FORMATION OF SOURCES OF CREDITS OF COMMERCIAL BANKS AND DATA ANALYSIS , Volume 14 , Issue 6, June 2026, International Journal of Asian Economic Light (JAEL) , Pages: 1 - 6 , DOI: https://doi.org/10.36713/epra30624