📄 Abstract
Corporate restructuring is a strategy used to revise capital structure, expand business, and defeat rival competitors. Banks undergo mergers and acquisitions to expand their geographic reach, strengthen their financial position, enhance their competitive edge, and drive internal growth. Mergers and acquisition offeten leads some problems like lack co-operation, technical issue, and voltier retirement and loosing of customer etc. Banks are facing stiff competition because of globalisation; mergers and acquisitions are the key tool to face the effects of globalisation. Along with facilitating global competition, it contributes largely to banking financial performance. The present study focuses on the effect of mergers and acquisitions on banking financial performance. This research covers two public sector bank mergers, viz Bank of Baroda (BoB) and Punjab National Bank (PNB). The findings of the study state that the Bank of Baroda's financial performance got improved after merger and in case of Punjab National Bank found weak improvement. It is recommended to implement a uniform HR policy to reduce cultural integration issues and to complete its Core Banking System within a year.
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📚 How to Cite:
Dr. Rashmi M, Srinivas K L , MERGERS AND ACQUISITIONS IN INDIAN BANKS: AN ANALYSIS OF FINANCIAL PERFORMANCE , Volume 13 , Issue 10, October 2026, EPRA International Journal of Environmental Economics, Commerce and Educational Management(ECEM) , Pages: 60 - 63 ,