📄 Abstract
This study evaluates the financial performance and operational efficiency of AU Small Finance Bank from 2020 to 2024 using the CAMEL rating framework and the Altman Z-Score model. The CAMEL model assesses the bank?s strength across five critical dimensions: Capital Adequacy, Asset Quality, Management Efficiency, Earnings Quality, and Liquidity. The Z-Score model is employed to predict financial distress and measure long-term viability. The findings indicate strong capitalization and profitability, with some fluctuations in liquidity and asset quality. This dual-model approach provides a comprehensive assessment and offers strategic insights for improving the bank's financial sustainability and regulatory compliance.
🏷️ Keywords
📚 How to Cite:
Dr.Sharanabasappa Linganna , ASSESSING RESILIENCE AND SUSTAINABILITY OF AU SMALL FINANCE BANK: A QUANTITATIVE APPROACH , Volume 11 , Issue 6, june 2025, EPRA International Journal of Multidisciplinary Research (IJMR) ,