📄 Abstract
This paper delves into the multifaceted landscape of housing finance in India and also covers a spectrum of key aspects: the historical evolution of the housing finance sector, current trends and the driving factors behind its remarkable growth. The historical analysis takes us from a time of limited access and informal practices to a structured and competitive sector. Present trends encompass low-interest rates, digitalisation and government initiatives that have made housing finance more accessible and innovative. The industry's driving factors include economic growth, urbanisation, technology and favourable policy frameworks. This holistic exploration provides valuable insights into the evolution, current state and prospects of housing finance in India.
🏷️ Keywords
📚 How to Cite:
Nirvisha B. Rakholia, Dr. Chetana R. Marvadi , EVOLUTION AND EXPANSION OF HOUSING FINANCE IN INDIA: TRENDS, DRIVERS AND POLICY IMPLICATIONS , Volume 11 , Issue 5, may 2025, EPRA International Journal of Multidisciplinary Research (IJMR) ,