📄 Abstract
The performance and profitability of banks play a pivotal role in the economic development of a country. This study aims to evaluate the financial soundness and profitability of selected private sector banks using the CAMEL model ? an established framework encompassing five key parameters: Capital Adequacy, Asset Quality, Management Efficiency, Earnings, and Liquidity. By applying this model to a sample of leading private banks over a specific period, the research provides a comparative analysis of their operational strengths and weaknesses. The findings highlight how different components of the CAMEL model influence profitability and overall financial health. The results reveal that while most banks maintain strong capital adequacy and liquidity positions, variations exist in earnings and asset quality, affecting their relative profitability. The study offers insights for investors, policymakers, and banking professionals to make informed decisions and improve strategic performance management within the private banking sector.
🏷️ Keywords
📚 How to Cite:
Mr. Tamilselvan S, Ms. S. Sathiya , PROFITABILITY ANALYSIS OF SELECTED PRIVATE BANKS USING CAMEL MODEL , Volume 11 , Issue 6, june 2025, EPRA International Journal of Multidisciplinary Research (IJMR) ,