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ROLE OF ARTIFICIAL INTELLIGENCE IN THE INDIAN FINANCIAL SECTOR

📘 Volume 12 📄 Issue 1 📅 January 2026

👤 Authors

Dr.K.Sounthara Priya, Dr.A.Josephine Stella, Dr.A.Sathya, Mrs.M.Govindammal 1
1. 1,2,3. Department of Commerce, SFR College for Women, Sivakasi, Commerce, 4. Department of Computer Applications, SFR College for Women, Sivakasi, Tamil Nadu

📄 Abstract

AI is increasingly applied to enhance operational efficiency, risk management, fraud detection, and Customer Relationship Management (CRM) in Banking. CRM in banking focuses on understanding customer needs, improving service quality, personalizing interactions, and building long-term relationships. In recent years, Indian banks have undergone a digital transformation to improve customer engagement and operational efficiency. A key component of this process is Customer Relationship Management (CRM), which focuses on understanding customer needs, managing interactions, and optimizing the relationship lifecycle. Artificial Intelligence (AI) tools like Machine Learning (ML), Natural Language Processing (NLP), and Robotic Process Automation (RPA) are changing CRM strategies in Indian banks, enabled them to provide more individualized services and strengthen client relationships.

📚 How to Cite:

Dr.K.Sounthara Priya, Dr.A.Josephine Stella, Dr.A.Sathya, Mrs.M.Govindammal , ROLE OF ARTIFICIAL INTELLIGENCE IN THE INDIAN FINANCIAL SECTOR , Volume 12 , Issue 1, January 2026, EPRA International Journal of Multidisciplinary Research (IJMR) ,

🔗 PDF URL

https://cdn.eprapublishing.org/article/202601-01-025895.pdf

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