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ROLE OF SBI CUSTOMER SERVICE POINTS IN PROMOTING WOMEN FINANCIAL INCLUSION IN RURAL KERALA

📘 Volume 12 📄 Issue 4 📅 April 2026

👤 Authors

Dr. T.H. Jahfarali 1
1. Associate Professor, Research Department of Commerce, Research Department of Commerce, PTM Government College Perinthalmanna

📄 Abstract

This study examines the role of State Bank of India (SBI) Customer Service Points (CSPs) in promoting financial inclusion among rural women in Kerala. While awareness levels for services like account opening and government schemes are moderate to high, actual usage remains largely occasional, primarily focused on withdrawals. Statistical analysis reveals that age, education, and income significantly influence how women interact with CSPs. The findings highlight a strong positive correlation between awareness and usage, suggesting that while CSPs have improved banking access and financial independence, more targeted efforts are needed to convert basic awareness into regular financial participation.

🏷️ Keywords

Financial Inclusion Rural Women Customer Service Points (CSPs) Business Correspondent Model Financial Literacy Kerala.

🔗 DOI

DOI - (https://doi.org/10.36713/epra27311)

📚 How to Cite:

Dr. T.H. Jahfarali , ROLE OF SBI CUSTOMER SERVICE POINTS IN PROMOTING WOMEN FINANCIAL INCLUSION IN RURAL KERALA , Volume 12 , Issue 4, April 2026, EPRA International Journal of Multidisciplinary Research (IJMR) , DOI: https://doi.org/10.36713/epra27311

🔗 PDF URL

https://cdn.eprapublishing.org/article/202604-01-027311.pdf

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