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A STUDY OF FINANCIAL PERFORMANCE: A COMPARATIVE ANALYSIS OF SBI AND ICICI BANK

📘 Volume 10 📄 Issue 5 📅 may 2025

👤 Authors

Mr. Saravana kumar R, Dr. R. Thiyagu, Dr. R. Sharmila 1
1. Sakthi Institute of Information and Management Studies, Pollachi, Management, Tamil Nadu

📄 Abstract

This article presents a comparative analysis of the financial performance of State Bank of India (SBI) and ICICI Bank, based specifically on three key financial ratios: Net Profit Margin Ratio (profitability), Current Ratio (liquidity), and Asset Turnover Ratio (efficiency). The study aims to evaluate and contrast the banks? ability to generate profit, maintain short-term liquidity, and efficiently utilize assets. By focusing on these specific ratios, the analysis provides targeted insights into the operational and financial effectiveness of a leading public sector bank versus a private sector counterpart.

🏷️ Keywords

Net Profit Margin Ratio Current Ratio Asset Turnover Ratio SBI ICICI Bank Financial Performance Comparative Analysis

📚 How to Cite:

Mr. Saravana kumar R, Dr. R. Thiyagu, Dr. R. Sharmila , A STUDY OF FINANCIAL PERFORMANCE: A COMPARATIVE ANALYSIS OF SBI AND ICICI BANK , Volume 10 , Issue 5, may 2025, EPRA International Journal of Research & Development (IJRD) ,

🔗 PDF URL

https://cdn.eprapublishing.org/article/202505-02-021665.pdf

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