📄 Abstract
This study aims to analyze the financial statements of Indian Overseas Bank (IOB) to evaluate its financial health, performance trends, and sustainability over a specific period. Financial Statement Analysis is a key tool for stakeholders to assess the viability and profitability of a banking institution. The analysis focuses on core financial indicators such as profitability ratios, liquidity ratios, capital adequacy, non-performing assets (NPAs), and trends in income and expenditure. Through a detailed examination of balance sheets and income statements, the study identifies areas of strength and concern within the bank's operations. The research also considers the impact of regulatory reforms, economic conditions, and internal policies on IOB's financial performance. The findings of the study are intended to support decision-making by investors, policymakers, and bank management in improving strategic planning and risk management.
🏷️ Keywords
📚 How to Cite:
Ms. Malathi , Dr.K.Sreenivas Krishna , A STUDY ON FINANCIAL STATEMENT ANALYSIS OF INDIAN OVERSEAS BANK , Volume 10 , Issue 7, july 2025, EPRA International Journal of Research & Development (IJRD) ,