📄 Abstract
This study examines the dynamics and efficiency of state budget expenditures on providing housing to the population of Uzbekistan during 2016–2024. Using official data on budget expenditures, mortgage subsidies, and housing construction programs, the research analyzes trends in social and housing-related spending, the implementation of mortgage subsidy programs, and regional and gender disparities in the allocation of budget funds. The findings reveal that housing provision remains a priority area of social policy, with significant increases in budget allocations, particularly for mortgage subsidies and down-payment support. However, challenges such as high interest rates, rising housing prices, regional imbalances, and low absorption of allocated subsidies persist. The study highlights the need for more effective coordination between fiscal policy, construction regulations, and social support mechanisms. It provides practical recommendations for improving the targeting, transparency, and efficiency of state budget expenditures aimed at solving the housing needs of the population, especially for low-income and socially vulnerable groups.
🏷️ Keywords
📚 How to Cite:
Khannarov Komiljon Karimovich , ANALYSIS OF STATE BUDGET EXPENDITURES ON PROVIDING HOUSING TO THE POPULATION , Volume 14 , Issue 5, June 2026, International Journal of Southern Economic Light (JSEL) , Pages: 1 - 12 , DOI: https://doi.org/10.36713/epra28116