📄 Abstract
An essential instrument for financial institutions to manage risk and return is asset and liability management (ALM), which is the process of developing, putting into practice, and administering risk management plans in the owners' best interests. Important participants in the Indian economy, public sector banks face issues such as fluctuating interest rates, regulatory requirements, and an imbalance between assets and liabilities. The banks can reduce these risks and maintain a solid financial position by developing effective ALM procedures. We'll look at how ALM helps banks maintain their financial stability by managing liquidity, maximizing profitability, and resolving asset-liability mismatches.
🏷️ Keywords
📚 How to Cite:
Ms. A. Manjula , Dr. R. Kavitha , A STUDY ON ASSET AND LIABILITY MANAGEMENT IN PUBLIC SECTOR BANKS , Volume 12 , Issue 5, may 2025, EPRA International Journal of Economics, Business and Management Studies (EBMS) ,