📄 Abstract
Non-performing assets (NPAs) are a critical indicator of a bank's asset quality and its operational efficiency. This study focuses on understanding the management and control of NPAs at Kotak Mahindra Bank, one of India's leading private sector banks. With rising NPAs posing challenges to profitability and stability in the banking sector, effective strategies for managing them are essential. This research examines the causes, implications, and current trends in NPAs, as well as the specific methods Kotak Mahindra Bank employs to mitigate and recover bad debts. Through an analysis of Kotak Mahindra Bank's financial reports, asset management strategies, and risk assessment procedures, the study aims to provide insights into how the bank navigates the complexities of NPAs while ensuring sustainable growth and customer satisfaction. The findings will shed light on best practices for NPA management and contribute to the broader understanding of asset quality management in India's banking industry.
🏷️ Keywords
📚 How to Cite:
Dr.A. Chiranjeevi, V.Mahendra, Adhi Narayana Reddy , A STUDY ON THE MANAGEMENT OF NON-PERFORMING ASSETS WITH SPECIAL REFERENCE TO KOTAK MAHINDRA BANK , Volume 13 , Issue 5, May 2026, EPRA International Journal of Economics, Business and Management Studies (EBMS) , DOI: https://doi.org/10.36713/epra27688