📄 Abstract
This article examines the key factors influencing commercial banks? ability to finance residential construction for individual borrowers in Uzbekistan. Challenges such as borrower creditworthiness, regulatory constraints, economic conditions, and operational costs impact banks' willingness and capacity to extend residential loans. The study discusses potential strategies to address these barriers, including flexible credit assessment models, regulatory adjustments, technology-driven monitoring, and public-private partnerships.
🏷️ Keywords
📚 How to Cite:
Jabbarov Majidbek Erzodovich , FACTORS AFFECTING RESIDENTIAL CONSTRUCTION FINANCING FOR INDIVIDUALS BY COMMERCIAL BANKS , Volume 11 , Issue 11, november 2024, EPRA International Journal of Economics, Business and Management Studies (EBMS) ,