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INTEGRATED ANALYTICAL FRAMEWORK FOR EVALUATING COMMERCIAL BANK DEVELOPMENT STRATEGIES: EVIDENCE FROM UZBEKISTAN

📘 Volume 13 📄 Issue 6 📅 June 2026

👤 Authors

Rakhmanov Zafar Yashinovich 1
1. PhD, Economics, Academy of Public Administration under the President of the Republic of Uzbekistan

📄 Abstract

This article investigates the effectiveness of analytical methods and evaluation systems used in the strategic decision-making process of commercial banks. In the modern banking system, amid digital transformation, fintech competition, tightening prudential supervision requirements, and macroeconomic uncertainties, there arises a critical need to reconsider the effectiveness of traditional strategic analysis methods. The study examines the significance of PESTLE analysis, SWOT analysis, GAP analysis, the CAMELS framework, stress testing, Monte Carlo simulation, and benchmarking methods in evaluating banking strategy. Furthermore, the practical application opportunities of these tools are analyzed through the case of commercial banks in Uzbekistan. As a result of the research, an integrated strategic evaluation model that combines strategic analysis, financial diagnostics, risk monitoring, and KPI control is proposed.

🏷️ Keywords

Banking Strategy Strategic Evaluation CAMELS Financial Diagnostics Stress Testing SWOT PESTLE Banking Transformation.

📚 How to Cite:

Rakhmanov Zafar Yashinovich , INTEGRATED ANALYTICAL FRAMEWORK FOR EVALUATING COMMERCIAL BANK DEVELOPMENT STRATEGIES: EVIDENCE FROM UZBEKISTAN , Volume 13 , Issue 6, June 2026, EPRA International Journal of Economics, Business and Management Studies (EBMS) , Pages: 36 - 42 ,

🔗 PDF URL

https://cdn.eprapublishing.org/article/1780820458484-6.EPRA 28318.pdf

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