📄 Abstract
This research paper explores the effect of digital payment systems on microfinance and rural areas of Uttar Pradesh and Uttarakhand, India. It aims to understand how digital payments affect the assessment of borrower?s creditworthiness, their rate of adoption, and the social consequences of microloans offered by Company A. By employing a mixed methods approach that integrates quantitative data analysis with qualitative interviews. This study seeks to shed light on the dynamics of digital payment adoption among rural borrowers and its impact on financial inclusion.
🏷️ Keywords
📚 How to Cite:
G Nikhil , STUDY ON SCOPE OF DIGITAL PAYMENTS IN RURAL AREAS OF UTTAR PRADESH AND UTTARAKHAND , Volume 12 , Issue 2, february 2025, EPRA International Journal of Economics, Business and Management Studies (EBMS) ,